Wednesday, November 2, 2022

Optimism is a skill that is critical for children in order for them to be happy, healthy and successful. Optimists are naturally less likely to become depressed or anxious and they do

better when it comes to school and work. There are more resilient and live longer as well. The good news is that optimism can be taught easily to a child. It is something that can easily be added into your daily routine without having to set time aside to teach your child about optimism on top of everything else. Here is how to raise an optimistic child, as advised by a private nursery in New York.

Model optimistic behaviour yourself. Stop complaining about everything and focus on the positive as much as possible. If your child is constantly listening to you complain and talk about negative things that happened in your day, it is more likely that they will also focus on the bad things that happen in their life too. Instead, talk about the best parts of your day and they will learn to pay more attention to the positive experiences in their life rather than the negative.

Use difficult situations to show your child how to look on the brighter side. Tell your child that there is both a good side and a bad side to everything. The key to making everything a good time is by putting more weight on the positive side of each situation. If your child is sick and missing out on exciting things at school, this could put a sour taste in their mouth and make them look at everything negatively. To make them think optimistically, you can tell them that they have a chance to get some extra rest and watch their favourite movie in bed.

Allow your child to dream big. Don't limit them and allow them to explore their imagination. If your child views themselves as the best version possible, it is a great way to practise optimism without realising.

There is always a time in a child's life where they will question why they need to wear a uniform to school. It is worth discussing with your child the importance of a school uniform and the benefits it has on them. School uniforms are a great way to develop a sense of togetherness among students as well as staff. It improves safety, study ethic and reduces the potential for bullying as well. Here is some advice on the importance of school uniforms for children.

It creates unity. When students where the same clothes every day to school, it evens out the road ahead. Children all start at the same point as any expectations of what to wear are removed. Without a uniform, children from poorer backgrounds could feel out of place as their parents would not be able to keep up with the latest trends and styles of clothing. It teaches children equality and that a person should not be identified or judged based on the clothes that they were or the background that they come from.

It reduces the chance of bullying. Without school uniforms being in place, the chances of children being teased or making fun of one another increases. Clothing is used to express oneself and this doesn't change when it comes to children. However, to children this can create a point of difference between each child and lead to unfortunate situations. A lack of school uniform could create diversions between students.

It increases safety. With significant colours being worn, students can immediately be recognised from a distance as a member of the school. Someone who is on site that is not wearing uniform can easily be identified as not part of the school. This also applies to outside of school grounds. On school trips, students will easily be identified in large crowds when they mix amongst others.

Put these factors together and it is easy to see why school uniforms are important for students.

Once your child has completed their GCSEs, the decision to move onto A levels, a course or even an apprenticeship becomes the burning question. An apprenticeship is a great way for young people to gain the opportunity to experience real life work situations and develop expertise in chosen fields. For those who are not looking to go to university or feel ready to go into work, this is a great way to get their foot in the door. There is a number of fields to choose from such as business, marketing, catering and even construction apprenticeships. Here is some advice on the benefits of apprenticeships for young people.

Apprenticeships allow individuals to gain a hands-on experience. Since they are able to work as part of a team and amongst professionals, they will have the best opportunity to expand on skills and benefit from the hands-on experience. Best of all they will be able to learn from their experience colleagues on a daily basis and work on their professional development.

Apprenticeships allow young people to get paid to learn. Whilst earning a basic salary, they will have the chance to gain experience and knowledge that will set them up for success in the future. Unlike university, they will not be left with a large student debt, instead they will

have the foot in the door to the working world and the advantage of a professional skill set and knowledge base. Not forgetting the extra money in their pocket.

Young people will get a better feel for the work environment. The jump between education and work can be quite big so an apprenticeship is a great way to make the transition easier. It helps then get a good feel for professional work and the opportunity to work on transferable skills along the way such as time management, communication, problem solving and much more.

When it comes to encouraging a child to do their homework, there are many things that can be done. Children whose parents show interest in their school life are a lot more successful as it shows them that what they do is important. Helping a child with their homework doesn't mean you have to be sat at a desk for hours on end, solving equations together. Instead, it means small things that can support your child’s study time by helping them with their organisational skills or simply telling them to take a well deserved break. Here are some top tips for helping your child with their homework.

Know their teachers and what they are looking for in your child. small efforts such as attending school events and meeting your child's teacher on a regular basis can show care for what your child does when you are not around. ask the teachers about homework policies and how you can be more involved with your child studies.

Set up an area that is homework friendly for your child. If you are finding that your child is struggling to complete their homework, it could be due to the space that they are working in. Ensure the area you create for them as well-lit and of a good temperature so that they are able to concentrate when working. Provide them with the tools they need such as pencils, pens, rulers and other bits of stationary that they may need whilst completing their homework.

Create a regular study time so that they are able to complete their work stress free. If your child has an allocated time to complete their homework, one where they are not able to use their devices or play with their friends, there is a big chance that they will complete their homework. Not only will this help them get into a good routine for when it reaches exam period, but will get their homework completed by the deadline every time.

Friday, October 14, 2022

Your credit score is important. It can determine whether you are about to get a mortgage, a brand-new phone plan and the interest rates you’ll pay on loans.

What is a credit score?
A credit score is a 3-digit number that shows how likely you are to be accepted for credit, the higher the score the more likely you are to be accepted for a credit application

A higher score means lenders see you as lower risk. So, a good score will be good news if you're hoping to get a new credit card, apply for a loan,

Check your credit report
Your credit report contains all the information which makes up your credit score, you can check your score online for free using sites such a Credit Karma and Clearscore. It is important that you take your time to look through it and make sure everything is correct. Mistakes can have a significant impact on your credit score,

Register to vote
Having your current address on your credit report is very important. When you move home, make sure you register to vote at your new address as soon as possible.

Councils send voter data to credit reference agencies once a month, so this can improve your score within eight weeks.

Get credit
Another way to boost your credit score is to get credit. This can be done in a few ways. By either getting yourself a credit card which also acts as a reward card that are ideal for people with a poor credit score. You can also consider getting a short-term loan as another way to improve your credit rating. When you opt for borrowing money, the company will check your credit score and carry out some affordability checks, so being aware of this in advance gives you a head start as it is temporary, makes your score lower. Try not to apply for more than one new credit every 6 months, as this will also affect your score.

Pay your bills on time
There’s no quicker way to hurt your credit score than missing payments, which is why you should always make sure to pay your bills on time. Setting up direct debit can be immensely helpful when you get a payday loan, it helps you demonstrate that you are a reliable borrower. While it’s ideal to pay your balance in full if you’re able, so that you can avoid accruing interest, paying the minimum will still show up as a completed payment on your credit report. It is essential that you compare the many payday loans options out there and make sure you look for short term loans that tell you everything involved in borrowing from them before you commit to lending, so you can be sure that you’re making the best financial decision for you and your personal circumstances.

If you are finding it hard to pay your bills on time, if you find you are struggling often financially, please contact Step Change. Step Change is a debt charity which gives free debt advice & debt management. Step Change is fantastic, they will deal with contacting your lenders, so you don't have to, they are happy to give you advice when you need it.

Keep your balance low
Your credit utilization rate, the amount of available credit you use at any given time, is one of the most important factors in determining your credit scores. Keep your credit usage to no more than 25%. Keep your balance low, as this can lower your credit score and also limit the amount of credit cards with a low APR available to you.

Thursday, October 13, 2022

Wow what a time we are living in. Since the Pandemic there has been a rise of remote working. There's a new need for dedicated spaces that help people stay productive and focused. Office pods offer a unique solution to this problem, and they are a great opportunity for businesses to create modern working environments that are both functional and stylish. Mobile Office Pods are an exciting and dynamic new idea in mobile office space.

So, what is a mobile office pod?
Mobile office pods, also known as zoom rooms, are flexible structures which can adapt to the space available by providing a room within a room. They come flat packed so that they can fit into most spaces and, because they are free-standing units, you can place them pretty much anywhere.

If you are considering looking at a mobile office pod for your workplace, here are 5 reasons to consider buying one.

They provide space to focus
It is well known you can get easily distracted whilst working in an open planned office, especially after working at home during lockdown. An office pod makes balancing work and home life a lot easier because you can concentrate better and be more productive without distraction, which is encourage your workers to come back into the office.

They make the perfect conference rooms
The pods can be used as a meeting room, private workspace, and a phone booth. As they are soundproof, they will ensure that your conversations remain private without worrying about people who may eavesdrop during your meetings. Which is ideal with the rise of zoom, Microsoft team and video conference calls with more and more people working remotely.

Speedy Construction
You can order a pod and get it installed within weeks, unlike the common alternative of having to get planning permission and go through the long and costly process of erecting an extension to your office space. They are available in various shapes, styles, and sizes to make sure they can fit perfectly within most buildings.

They are mobile
They can be dismantled, moved around and assembled over and over again due to their lightweight aluminium frame. Meaning that businesses can take their pods with them whenever they decide to move properties. 

Cost Effective 
Office pods are a great cost-effective solution. Buying a Mobile Office Pod will work out cheaper than renting out more office space. They can also become an investment for your company if you decide to rent out your office pod to the public and make it a coworking space.

These are just 5 reasons why a mobile office pod may be suitable for your workplace. With more office workers moving to a hybrid way of remote and in office working, creating the perfect working environment.

Tuesday, October 4, 2022

The decision of where you send your child to school is a big one. It will not only impact their grades and future but also the person that they grow up to be. There are a number of things to consider like how they will get there, the curriculum that they follow, facilities available and the support that they provide. It can all seem overwhelming which is why we’ve created this guide which features a checklist and our top tips.

The most obvious consideration is location. You will need to ensure that your child’s school is accessible, with good transport routes and links. If you’re unable to drop them to school, would you feel comfortable with them taking the public transport options available and are they reliable? While they seem like small details, they can impact attendance and punctuality.

School Inspections
Schools must be investigated objectively and the results of these are available on the government website. They state findings clearly on areas such as leadership to how they accommodate students with educational needs.

Performance is another area that’s covered. While it’s individual, patterns can show you whether there’s an issue and whether the school that you’re looking at is able to adequately prepare their students for the future.

Take Your Child with You
The decision is just as much yours as it is your child’s. It’s the place that they will be studying for the next few years and should be a place that they feel comfortable with. Taking them to open days will allow you to find the place where they are the happiest and feel motivated to go to school.

Facilities are just as important as the teaching that a school provides as they facilitate learning. For a child that’s passionate about swimming, access to an onsite swimming pool can do wonders for their development and progress as they have the means to practice and improve.

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